Blogs

Surrounding Property

Insurance companies provide coverage for the loss and damages of the insured premises where the contractors' work is going on. What if there is an additional property surrounding the insured premises belonging or in custody of the policyholder, can that be covered as well? Yes, the surrounding property can be...

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Refund in the Policy

There are certain circumstances as per the contract between the insurer and the insured whereby the insured is eligible to get a refund of premium paid in the policy. Below we will see the circumstances and conditions in which insured can get a refund from the insurance company. The insurance policy...

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50:50 Clause

The 72-hour clause is part of all risk insurance policy. The clause that means any losses or damages that happen during 72 consecutive hours of any period during the term of the policy and which occurs due to the following perils mentioned below will be taken into consideration in claim...

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72 Hour Clause

The 72-hour clause is part of all risk insurance policy. The clause that means any losses or damages that happen during 72 consecutive hours of any period during the term of the policy and which occurs due to the following perils mentioned below will be taken into consideration in claim...

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Permanent Total Disability (PTD)

Permanent total disability is coverage offered in the Group Personal Accident Insurance Policy. PPD is defined as a type of disability which is permanent in nature and irrecoverable in the lifetime of a person. The disability should happen due to an accident and under this disability, the policyholder is prevented...

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