IMPORTANT POINTS TO REMEMBER WHILE BUYING THE POLICY
Key Documents at The Time Of Claims
General Claim Intimation
Format
Immediate Action Client
Should Take
Indicative General Documents
for Settlement of Claims
General Claim Intimation Format
Date of Loss
Description of Loss
Contact person Details
Approx Loss
Policy Number
Loss Location
Immediate Action Client Should Take
Immediately inform the police.
Investigate the CCTV camera installed and the Guard
Immediately Inform the Insurer
Indicative General Documents for Settlement of Claims
Photographs
FIR
Internal Investigation report
Final Report from the Police
Details of item lost along with documentary proof
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Downloads
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Policy Wordings
Claim Form
Claim Form
FAQ's
PREMIUM
COVERAGES
CLAIMS
OTHERS
Claim Case Study - 1
1
Situation
Burglary occurred in a jewelley shop in the midnight. Jewelley worth Rs 1CR was stolen from the safe of the jewellery store
2
Challenge
There was no physical damage to the property and and forceful visible physical marks on the safe from which jewelley was stolen. The claim was rejected by the Insurance as there was no visible physical marks.
3
Solution
Investigation was done by the manufacturer and a report was submitted confirming how the safe can be opened without any physical damage.
4
Advisory/Conclusion
Both Burglary and theft should be covered in the policy