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A machine used in textile manufacturing unit got burned due to excess voltage. The flams were very high and a nearby machine also caught fire
The machine which got burned due to excess voltage was covered under the MBD policy and the loss to the nearby machine was not covered undre the MBD Policy
MBD policy covers loss due to fire only due to breakdown, spread of fire is not covered under the MBD Policy
Client should opt for both Fire and MBD Policy