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A retail outlet had taken a plate glass policy for its stores. The policy had a condition that movable doors are not covered under the policy
Since the movable doors are not covered under the policy the claim was rejected.
The post claim negotiation was made with the underwritter and the condition of movable glass was waived off.
Any such condition or warranty which restricts the claim situation should be avoided from the policy.
A 5 star hotel had installed many decorative and designers glass in its property. A traveller who was staying in the hotel accidently hit the plate glass due to which 3 plate glass broke
The plate glass policy taken by the hotel had a exclusion --Designers glass not covered
If glass installed in the premises are embossed or decorative, this should be mentioned in the policy else the loss occurred to such glasses will not be paid.