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Case - I: Base Policy 5 Lacs and Super Top 15 LacsFor example, Mr. Gandhi gets hospitalized for some medical emergency costing him Rs. 12 lakhs. This amount is more than the total sum insured under his base plan of Rs. 5 lakh. In this case, he can claim only...

The Insurance Regulatory and Development Authority of India (IRDAI) in 2018 stated that, as on March 31, 2018, the total unclaimed amount stood at Rs 15,166.47 crores. It becomes clear that not all, who have taken life insurance policies, have informed the same to their family members.You life’s hard earned...

Smoking is not only bad for your health but also it can cost you a fortune on your life insurance premiums. As per Insurers, risk of smoking such a great health hazard that they charge premiums as high as a third more for a 30-year-old smoker than they would for...

There are multiple benefits of taking an insurance policy at an early age, especially term insurance. We all know risk on life increases with age and so does insurance premium. As you age, you are at greater risk of contracting critical illnesses such as diabetes, cancer, etc., as well as...

You, as an investor, can choose any premium paying term as you see fit. However, since term insurance plans pay a death benefit only in case of death during the policy tenure, it only makes sense to choose a long tenure for your term life policy. There are insurance companies...